PRIVATE BETA · PAKISTAN

Tell it what happened to your money.

Write it the way you'd say it, in English or Roman Urdu. Z30 records it, and keeps track of who owes you, who you owe, and what's left of your salary.

WRITE IT, DON'T FILL IT IN

No forms. No category menus. One line.

Most finance apps want you to open a form for every coffee. Z30 reads a sentence and does the rest. If something important is unclear, it asks one short question instead of guessing.

YOU WRITE

petrol 450 cash

Expense, Rs 450, paid in cash. Today's date.

YOU WRITE

Ali ne 2000 wapas kiye

Ali paid back Rs 2,000, linked to the original loan. He owes you the rest.

YOU WRITE

HBL se cash 10000 nikale

A transfer between your own accounts. Not counted as spending.

اردو میں بھی

پیٹرول ۴۵۰ نقد

Urdu script is still in testing and may make mistakes during the beta.

WHEN IT'S UNCLEAR

Amjad 4800

Z30 asks: did you lend, borrow, or pay him? It won't guess with your money.

MADE A MISTAKE

Tap Undo

Entries are never silently erased. A corrected or deleted entry stays in your history.

NOT JUST A BUDGET

Your money has people in it.

Salary earners lend to friends, borrow from cousins, take cash out of the bank, wait for repayments. Z30 treats each of these as what it really is, so your totals aren't wrong and you always know who owes whom.

Your balances are calculated from your recorded entries, not from guesses.

Ali
lent Rs 5,000 · paid back Rs 2,000
owes youRs 3,000
Bilal
borrowed Rs 8,000 · not yet repaid
you oweRs 8,000

Example people and amounts for illustration.

HOW IT WORKS

Three steps, about five seconds.

1You write one line

In English, Roman Urdu or Urdu. Any mix.

2Z30 understands it

If one important detail is missing, it asks one short question.

3It's recorded, and undoable

Your totals and balances update from your recorded entries.

WHERE IT IS TODAY

A small, honest beta.

Z30 runs in your browser and can be added to your home screen. English and Roman Urdu work today; Urdu script is still being tested. We're looking for people who will use it for real and tell us what's wrong.

Your entries are private to your account. No payment details are asked for.

We use your email only for the beta.