TERMS AND CONDITIONS
The simple rules for using Z30.
- Z30 helps you record and understand your own money. It does not move money and does not give financial advice.
- Z30 uses AI to read what you type. Check your entries; you can correct any of them.
- Paid plans are for a fixed period and do not renew automatically. Refunds are explained on our refund page.
Who we are
Zero Before 30 ("Z30", "we") is a personal money tracking service run by Abdul Haseeb as a sole proprietorship in Pakistan.
Business address: Chaudary Plaza, Qutba Mor, Kamra, District Attock, Punjab, Pakistan.
Email support@zerobefore30.com or call / WhatsApp 0325 6666786.
Using Z30
- You must be 18 or older.
- Give a real email address and keep your login safe. You are responsible for what happens in your account.
- One account is for one person. Do not share it or sell access to it.
- Do not misuse Z30: no attempts to break or overload the service, read other people's data, or use Z30 for anything illegal.
What Z30 does and does not do
- Z30 turns what you type into money records and shows you totals. It never connects to your bank and never moves money.
- Z30 uses AI to understand your words. It can sometimes misread an entry. Z30 shows what it recorded after every entry so you can check and correct it. You are responsible for checking your records before relying on them.
- Z30 is not a bank, an accountant or a financial adviser, and nothing in Z30 is financial, tax or legal advice.
Plans and payment
- New accounts get a 7-day free trial. Current plans and prices are on our pricing page.
- Paid plans cover a fixed period (1 month, 3 months, or lifetime) and do not renew automatically.
- "Lifetime" means for as long as we run Z30. If we ever close Z30, we will give at least 30 days' notice by email and let you download your records.
- If we change prices, the new price applies only to new payments, never to a period you have already paid for.
- Refunds and cancellations follow our refund and cancellation policy.
Your data
Your records belong to you. How we handle them is explained in our privacy policy. You can ask for a copy of your data or for your account to be deleted at any time.
Service availability
We work to keep Z30 running and your records backed up, but we cannot promise it will never be unavailable. We may improve or change features over time.
Ending your account
You can stop using Z30 and ask us to delete your account at any time. We may suspend an account that breaks these terms, after telling you why by email where possible.
Limits of our responsibility
As far as the law allows, Z30 is not responsible for decisions you make based on your records, or for indirect losses. If we are responsible for a problem, the most we will pay is the amount you paid us in the 3 months before it happened. Nothing here removes rights you have under Pakistani law.
Complaints
See our contact and complaints page. We reply within 1 working day and aim to resolve every complaint within 7 working days.
Law
These terms are governed by the laws of Pakistan.
Changes
If we change these terms in a way that affects you, we will tell you in the app or by email before the change applies.